What is a payday loan?
A payday loan, also known as a cash advance, is a loan to cover financial emergencies until your next payday.
I have bad credit. Can I still qualify for a payday loan?
You can still qualify for a short-term payday loan with MyLocalPaydayLoan.com.
How do I receive my loan?
Your money will be electronically wired to your checking account the next
How soon can I expect a loan approval?
You can expect a payday loan approval that same business day.
Many times, you can be approved within minutes!
If I am denied, can I reapply for a payday loan?
You may reapply for a new payday loan after seven days.
How do I cancel my payday loan?
When you have been approved for a loan, you will be contacted by a customer service representative. If you decide not to accept the loan, you may cancel at
How much does it cost to apply for a loan?
We do not charge a fee to apply for a loan. You will be charged a small finance
fee that is due when your loan is due.
Will I need to fax anything?
No fax or faxing is required when you qualify for a cash advance loan.
What are the qualifications for a cash advance loan?
To qualify for a cash advance loan you must be at least 18 years of age, a U.S. Citizen, have an active checking or savings account, and make at least $1000
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